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بررسی تأثیر نظام راهبری شرکتی بر سلامت صنعت بانکی ایران در چارچوب مدل کملز | ||
| فصلنامه علمی پژوهش های اقتصاد صنعتی | ||
| دوره 8، شماره 27، خرداد 1403، صفحه 83-98 اصل مقاله (815.22 K) | ||
| نوع مقاله: کاربردی | ||
| شناسه دیجیتال (DOI): 10.30473/jier.2024.71334.1453 | ||
| نویسندگان | ||
| جواد نوبخت* 1؛ غلامعلی حاجی2؛ عباس معمارنژاد3؛ احمد سرلک2 | ||
| 1دانشجوی دکتری، گروه اقتصاد، واحد اراک، دانشگاه آزاد اسلامی، اراک، ایران. | ||
| 2استادیار، گروه اقتصاد، واحد اراک، دانشگاه آزاد اسلامی، اراک، ایران. | ||
| 3استادیار، گروه اقتصاد، واحد علوم و تحقیقات، دانشگاه آزاد اسلامی، تهران، ایران. | ||
| چکیده | ||
| در این مطالعه تأثیر اجزای نظام راهبری شرکتی بر سلامت مالی 12 بانک در ایران طی دوره 1385-1402 با استفاده از روش دادههای تابلویی نامتوازن و اثرات ثابت مورد بررسی قرار گرفت. در مطالعه حاضر از شاخص ترکیبی کملز به عنوان نماینده شاخص سلامت بانکی استفاده شده است. نتایج بررسی نشان داده است که از میان مولفههای نظام راهبری شرکتی تنها متغیر مدیران مستقل تاثیر مثبت بر سلامت بانکی دارد. در مقابل اندازه هیات مدیره، تعداد جلسات هیئت مدیره، تعداد جلسات کمیته حسابرسی، دوگانگی مدیرعامل، تعداد جلسات کمیته پایش ریسک تاثیر منفی بر سلامت مالی بانکها داشته است. به طور کلی، میتوان بیان کرد که نظام راهبری شرکتی، تاثیر مطلوبی بر سلامت مالی بانکهای مورد مطالعه در ایران ندارد که میتواند ناشی از عدم استقرار واقعی نظام راهبری شرکتی در سیستم بانکی کشور به خصوص بانکهای خصوصی و خصوصی شده، عدم وجود راهبرد و استراتژی صحیح حاکمیت شرکتی، نبود مکانیزمهای نظارتی، عدم شفافیت صحیح و مسئولیت پذیری موثر در خصوص افشای اطلاعات، مدیریت ضعیف داراییها و بدهیها و ... دانست. | ||
| کلیدواژهها | ||
| سلامت مالی؛ راهبری شرکتی؛ دارایی- بدهی؛ کملز؛ دادههای تابلویی | ||
| عنوان مقاله [English] | ||
| Investigating the Impact of the Corporate Governance System on the Iran's Banking Industry Soundness in the Framework of the CAMELS Model | ||
| نویسندگان [English] | ||
| javad NOBAKHT1؛ gholamali haji2؛ Abbas Memaranjad3؛ Ahmad Sarlak2 | ||
| 1PhD student, Department of Economics, Arak Branch, Islamic Azad University, Arak, Iran, | ||
| 2Associate Professor, Department of Economics, Arak Branch, Islamic Azad University, Arak, Iran. | ||
| 3Assistant Professor, Department of Economics, Science and Research Branch, Islamic Azad University, Tehran, Iran | ||
| چکیده [English] | ||
| In this study, the effect of the components of the corporate governance system on the financial soundness of 12 banks in Iran during the period 2006-2023 was investigated using unbalanced panel data and fixed effects. In the present study, the CAMELS composite index has been used as a representative of the banking soundness index. The survey results have shown that among the corporate governance system's components, only the independent directors variable has a positive effect on the financial soundness. In contrast, the size of the board of directors, the number of meetings of the board of directors, the number of meetings of the audit committee, the duality of the CEO, and the number of meetings of the risk monitoring committee have a negative impact on the financial soundness of banks. In general, it can be expressed that the corporate governance system does not have a desirable effect on the financial soundness of the studied banks in Iran, which can be caused by the lack of real establishment of the corporate governance system in the country's banking system, especially in private and privatized banks, the absence of a correct strategy, corporate governance, lack of monitoring mechanisms, lack of proper transparency and effective accountability regarding information disclosure, poor management of assets and liabilities, etc. | ||
| کلیدواژهها [English] | ||
| Financial Soundness, Corporate Governance, Asset-Liability, CAMELS, Panel Data | ||
| مراجع | ||
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آمار تعداد مشاهده مقاله: 32 تعداد دریافت فایل اصل مقاله: 29 |
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